As the New Year approaches bringing all those warm, hopeful wishes for health and prosperity, sadly our health-care system is set up to sabotage both. Across the nation, as hard-working citizens try to pay off their holiday spending while grappling with record high inflation, they now have one more financial worry. The end of the year means the clock on their deductible starts over. Bah-humbug. The drain on their bank accounts gets worse every year.
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